USMLE Step 1 Exam Fees and Additional Costs in 2026: Complete Breakdown

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Created On : Jan 13, 2026 Updated On : Jan 13, 2026 4 min read

Key Takeaways

  • Understand the actual cost of USMLE Step 1 in 2026
  • Learn the official exam fees, surcharges, and ECFMG costs
  • See a clear USD and INR cost breakdown
  • Know about hidden and optional expenses
  • Estimate your total Step 1 budget with confidence

If you’re an international medical graduate (IMG) planning to take the USMLE Step 1 in 2026, one of the first questions on your mind is probably: “How much will USMLE Step 1 cost?” That’s honestly a very valid concern. The USMLE journey is not just academically demanding; it’s also a major financial investment. The exam fee you see on the official website is only part of the story. Once you add international surcharges, application fees, preparation resources, and unexpected extras, the total amount can surprise many students.

This blog breaks down every cost related to USMLE Step 1 in 2026.

What Is the USMLE Step 1 Exam?

USMLE Step 1 is the first licensing exam required to practice medicine in the United States. It tests your understanding of basic medical sciences and how well you can apply them to clinical scenarios. As of now, Step 1 is Pass/Fail, but that doesn’t make it less important. A strong Step 1 foundation is crucial for Step 2 CK and your future residency applications.

Are you planning to take the USMLE Step 1 in 2026? Then, it is better to enroll in Academically’s USMLE Preparation Course. You will get live and recorded lectures, study materials, question banks, AI-based mock tests, personalised guidance and so much more.

USMLE Step 1 Exam Fee in 2026

Let’s start with the most important number.

Base Exam Fee

  • US Medical Students (USMGs): $695
  • International Medical Graduates (IMGs): $1,020

IMGs pay more because registration and credential verification are handled through ECFMG/FSMB, which includes additional administrative processes.

International Test Delivery Surcharge (Very Important for IMGs)

If you’re taking the exam outside the U.S. or Canada, an additional surcharge applies:

  • International Test Delivery Surcharge: $205

Total Step 1 Exam Cost for IMGs (USD)

$1,020 + $205 = approximately $1,225

This is the minimum amount most IMGs will pay just to sit for Step 1.

USMLE Step 1 Fees in INR 

ExpenseUSDApprox. INR
Step 1 Exam Fee (IMG)$1,020₹85,700 – ₹86,700
International Surcharge$205₹17,200 – ₹17,500
Total Step 1 Exam Cost$1,225₹1,02,900 – ₹1,04,200

So realistically, an IMG should expect to spend around ₹1.03–1.05 lakh just for the Step 1 exam itself.

ECFMG Certification and Application Costs

Before booking your Step 1 exam, you must be registered with ECFMG.

ECFMG Application Fee

  • One-time ECFMG application fee: ~$160
  • Approx. INR: ₹13,400 – ₹13,600

This fee covers:

  • Verification of your medical school credentials
  • Confirmation of your eligibility for the USMLE exams

Good news: you pay this only once during your entire USMLE journey.

These fees don’t apply to everyone, but many students end up paying at least one of them.

Fee TypeUSDApprox. INR
Eligibility period extension~$100₹8,400 – ₹8,500
Test center / region change~$90₹7,500 – ₹7,700
Rescheduling fee (late)$100–$400₹8,400 – ₹34,000
Score recheck~$80₹6,700 – ₹6,800
USMLE transcript (for ERAS later)~$80₹6,700 – ₹6,800

Pro tip: Most of these charges are avoidable with early planning.

Hidden but Real Costs Most Students Forget

This is where the budget really starts to grow.

Study Resources

Almost every student uses paid resources:

  • Question banks (UWorld, AMBOSS): $400–$600
  • NBME practice exams: $60–$120 per test
  • Review books (First Aid, Pathoma, Sketchy): $100–$300
  • Online coaching / preparation courses (optional):

    • $300–$1,500+
    • ₹25,000 – ₹1.25 lakh (varies by platform, duration, and mentorship level)

Estimated total preparation cost: $800 – $3,000 (₹65,000 – ₹2.5 lakh)

Travel and Logistics

Even in your home country, you may spend on:

  • Travel to the Prometric center
  • Hotel stay
  • Food and transport

Estimated cost: $300–$1,000+ (₹25,000 – ₹80,000+)

Total Estimated Cost for USMLE Step 1 (IMGs – 2026)

Expense CategoryUSDApprox. INR
Step 1 exam + surcharge~$1,225₹1.03–1.04 lakh
ECFMG application~$160₹13–14k
Study materials$500–$1,500₹40k – ₹1.25 lakh
Travel & logistics$300–$1,000₹25k – ₹80k
Extra/buffer costs$200–$500₹15k – ₹40k

Realistic Total (Step 1 phase only):

$2,500 – $5,500 USD (₹2.0 – ₹4.5 lakh)

(Does not include Step 2 CK, electives, or residency applications.)

How to Reduce Your USMLE Step 1 Expenses

  • Book your exam early to avoid rescheduling fees
  • Stick to high-yield resources (more ≠ better)
  • Share resources legally with friends
  • Plan eligibility periods carefully
  • Keep a 5–10% buffer for currency fluctuations

Final Thoughts

The USMLE Step 1 exam in 2026 is a major milestone and a significant financial commitment, especially for IMGs. While the exam fee itself is high, the real cost includes preparation, logistics, and administrative expenses.

When you understand the numbers clearly, you can plan smarter, avoid unnecessary spending, and focus on what truly matters: passing Step 1 with confidence.

If you need any help or have questions about USMLE Step 1, reach out to the experts at Academically. 

FAQs

Q- How much does USMLE Step 1 cost in 2026 for IMGs?

Ans- For international medical graduates, the minimum cost to take USMLE Step 1 in 2026 is approximately $1,225 USD, which includes:
  • $1,020 Step 1 exam fee
  • $205 international test delivery surcharge

This equals roughly ₹1.03–1.05 lakh INR, depending on the exchange rate.

Q- Do IMGs have to pay more than U.S. medical students?

Ans- Yes. IMGs pay more because their registration is handled through ECFMG/FSMB, which includes:
  • Medical school credential verification
  • Additional administrative processing

U.S. medical students pay a lower base fee because their credentials are already verified through U.S. institutions.

Q- Is the ECFMG application fee mandatory for Step 1?

Ans- Yes. All IMGs must pay a one-time ECFMG application fee of about $160 USD before registering for Step 1. Without ECFMG registration, you cannot apply for the USMLE exams as an IMG.

Q- Can I reduce the overall cost of USMLE Step 1?

Ans- Yes, many students do. You can reduce costs by:
  • Booking your exam early to avoid rescheduling fees
  • Using only high-yield study resources
  • Avoiding unnecessary eligibility extensions
  • Planning your travel efficiently

Q- Are there any hidden costs in the USMLE Step 1 process?

Ans- While not “hidden,” some commonly forgotten expenses include:
  • Practice exams (NBMEs)
  • Travel and accommodation for the test center
  • Document notarization or verification
  • Exchange rate and bank charges
  • Joining coaching or preparation course

Q- Does the Pass/Fail format reduce the importance of Step 1?

Ans- No. Even though Step 1 is Pass/Fail, it is still very important. A strong foundation from Step 1:
  • Helps significantly with Step 2 CK
  • Improves overall clinical understanding
  • Reduces stress later in the USMLE journey
Dr. Indu K
about the author

Dr. Indu K is a dentist with one year of clinical experience. She seamlessly transitioned into content writing three years ago. Her passion lies in making complex medical information accessible to everyone. She uses her unique blend of medical knowledge and exceptional writing skills to bridge the gap between healthcare and the general audience.